Copayment: Pay a copayment for procedures. Require you to reach a deductible to have a maximu.
Coinsurance: No deductibles or maximums. You pay a copayment for certain procedures. Some products may have zero-out-of-pocket costs.
Copayment + Fee: Pay a copayment for procedures. Additional fee for the dentist since they are not reimbursed.
Discounted Fee: Reduced fee-for-service is completely out-of-pocket. No deductible or maximum.